Flood elevation certificates are often required to determine the correct NFIP flood insurance premium for a home or business property. Elevation certificates, in conjunction with a Letter of Map Amendment (LOMA), are required to change the FEMA flood category designation of a property or building.
A flood elevation certificate can only be provided by a Registered Professional Engineer, Architect or Licensed Land Surveyor who is authorized by Commonwealth, State, or local law to certify elevation information for National Flood Insurance Program (NFIP) purposes
Buying a Home in A Flood Zone?
Flood Elevation Certificates are mandatory for getting a federally backed mortgage and loan for a property located in Special Flood Hazard Area (SFHA). Flood Insurance Rate Map (FIRM) label these areas with the letters A or V.