Flooding can cause huge amounts of damage to a home or business premises. Often flood damage can cost more to repair than fire damage or an other disaster in your home.
According to figures by floodsmart.gov, in a typical 1,000 square foot home, a flood of just 6 inches could cost $20,000 in repair costs.
If your home or business is in a flood zone or flood risk area, it's important to get the home and contents insurance with flood cover.
Where possible, try speak to an expert, preferably a broker or agent in your area who has local knowledge and expertise of specialist flood and non-standard home insurance policies.
See our list of flood insurance specialists including companies, agents, brokers, adjusters and other insurance services and professionals.