USA – Neptune Flood Insurance Now Available in 42 States

Neptune Flood Incorporated, the first all-digital, online flood insurance company has announced it has opened for business in Arkansas, Idaho and Illinois. The 6.7 million households in these three states now have access to Neptune’s simple flood insurance solution.

Neptune launched operation in these states in anticipation of the spring flooding season so that homeowners can properly prepare. Neptune’s patent-pending TRITON technology allows for a two-minute process for buying flood insurance with no elevation certificate required. Its advanced modeling and analytics allow it to price appropriately for risk even in the most complex environments.

With Arkansas, Idaho and Illinois now available, Neptune is now offered in 42 states. The company was founded in 2017 by insurance and technology industry veterans, including Chairman, Jim Albert, with a goal of bringing advanced analytics and extreme ease of use to the flood insurance market. Neptune Flood’s policies are currently backed by some of the largest and most secure reinsurers in the world, rated “A” (Excellent) by A.M. Best. In January 2018, Neptune raised over $2m in seed financing led by C1 Bank founder and former CEO Trevor Burgess who now serves as Neptune’s President and CEO. Neptune filed for a patent on its revolutionary technology engine, Triton, in November 2019.

“We are expanding across the country to bring Neptune’s easy to use technology to the normally complex flood insurance market,” said Trevor Burgess, President and CEO of Neptune Flood. “We’re proud to be able to offer homeowners the protection they require that far surpasses what is offered by the traditional NFIP.”

Neptune’s flood insurance policies are sold by agents and directly online at According to the company, Neptune flood policy meets the requirements to be accepted by all banks and has many optional enhancements to the standard NFIP policy such as coverage for temporary living expenses, unattached structures and pool repair and refill.

Source: Neptune Flood Incorporated